Sell Your Life Insurance Policy in Texas
Texas policyholders can sell their life insurance for more than the surrender value. Licensed life settlement providers, free policy appraisal.
Free Policy Appraisal
Find out what your policy is really worth.
Completely Free • No Obligation
If you own a life insurance policy in Texas that you no longer need, you may be able to sell it for significantly more than the insurance company's cash surrender value. Go Life Settlement connects Texas policyholders with licensed life settlement providers who typically pay 4-8x more.
We serve 267 cities across Texas, including Houston, Dallas, San Antonio, Austin, Fort Worth.
Texas regulates life settlement transactions through the Texas Department of Insurance. All providers in our network are licensed to conduct life settlement transactions in Texas.
Texas requires a 2-year waiting period after policy issuance before the policy can be sold as a life settlement.
Life Settlement Regulations in Texas
Understanding Texas's life settlement regulations can help you make informed decisions about selling your life insurance policy. Here are the key facts:
Regulation Status
Texas regulates life settlement transactions, providing consumer protections for policyholders who sell their policies.
Provider Licensing
Texas requires life settlement providers and brokers to be licensed before purchasing policies from residents.
Waiting Period
Texas requires a 2-year waiting period after policy issuance before it can be sold as a life settlement.
Insurance Department
Life settlement transactions in Texas are overseen by the Texas Department of Insurance.
Governing Statute
Tex. Ins. Code ยง 1111A
Go Life Settlement connects you with licensed life settlement providers who understand Texas's regulations and can provide a free, no-obligation policy appraisal.
How It Works
Tell Us About Your Policy
Share your policy type, face value, and basic health information. It takes less than 2 minutes.
Get Matched with Texas Providers
Licensed life settlement providers serving Texas review your policy and provide competitive offers.
Receive Your Cash
Accept the best offer and receive a lump-sum payment - typically 4-8x more than the surrender value.
Why Choose Go Life Settlement
More Than Surrender Value
Life settlement buyers typically pay 4-8x more than the insurance company's cash surrender value.
Licensed Providers
Our network consists of licensed life settlement providers regulated by your state's insurance department.
Free Policy Appraisal
Get a free, no-obligation appraisal of your policy's life settlement value. No cost to you.
Confidential & Secure
Your health and policy information is protected and shared only with licensed buyers.
Serving Nationwide
We connect policyholders with licensed providers across all regulated states.
No Pressure
Compare offers at your own pace. No obligation to accept any offer.
Serving Your Area
Go Life Settlement connects policyholders across Texas with licensed life settlement providers. Free, no-obligation policy appraisal.
Sell Life Insurance Policy in Texas
Life Settlement
- Houston (6,227,666)
- Dallas (5,968,322)
- San Antonio (2,096,390)
- Austin (1,940,039)
- Fort Worth (963,194)
- El Paso (866,309)
- McAllen (820,752)
- Denton (464,461)
- Arlington (397,742)
- Corpus Christi (341,912)
- Plano (290,594)
- Lubbock (283,565)
- Killeen (264,379)
- Laredo (257,619)
- Irving (256,492)
- Garland (246,844)
- Brownsville (223,205)
- College Station (219,936)
- Frisco (219,304)
- McKinney (210,600)
- Amarillo (205,856)
- Grand Prairie (201,883)
- Galveston (199,112)
- Waco (193,768)
- Odessa (160,628)
- Pasadena (149,433)
- Mesquite (149,299)
- Midland (148,848)
- Beaumont (146,974)
- Tyler (134,739)
- Carrollton (133,740)
- Lewisville (131,080)
- Temple (129,969)
- Abilene (128,053)
- Round Rock (127,786)
- Pearland (127,514)
- The Woodlands (121,002)
- Richardson (118,731)
- Harlingen (116,926)
- League City (116,215)
- Port Arthur (116,142)
- Allen (110,265)
- Sugar Land (110,016)
- Longview (106,896)
- New Braunfels (104,643)
- Edinburg (104,550)
- Wichita Falls (102,581)
- Conroe (102,360)
- San Angelo (99,674)
- Atascocita (99,354)
- Bryan (87,939)
- Mission (87,038)
- Georgetown (85,999)
- Baytown (85,205)
- Pharr (80,333)
- Flower Mound (78,389)
- Cedar Park (78,301)
- Mansfield (77,510)
- Texarkana (76,783)
- Missouri City (76,558)
- Leander (74,067)
- San Marcos (72,811)
- Sherman (71,496)
- North Richland Hills (70,780)
- Spring (68,580)
- Pflugerville (65,971)
- Victoria (65,886)
- Rowlett (65,463)
- Euless (60,421)
- Wylie (60,334)
- Kyle (56,823)
- DeSoto (56,211)
- Texas City (55,364)
- Little Elm (54,820)
- Burleson (52,918)
- Rockwall (51,168)
- Grapevine (51,139)
- Bedford (49,085)
- Cedar Hill (48,879)
- Huntsville (47,864)
- Keller (45,976)
- Haltom City (45,767)
- The Colony (45,454)
- Waxahachie (45,347)
- Schertz (44,050)
- Channelview (43,605)
- Weslaco (42,229)
- Coppell (42,154)
- Friendswood (41,030)
Sell Life Insurance Policy
- Lancaster (40,820)
- Rosenberg (40,646)
- Hurst (39,861)
- Duncanville (39,683)
- Midlothian (39,356)
- Copperas Cove (37,947)
- Prosper (37,869)
- Socorro (37,123)
- La Porte (36,730)
- Farmers Branch (36,645)
- Mission Bend (36,586)
- San Juan (36,149)
- Weatherford (35,788)
- Hutto (35,483)
- Timberwood Park (35,413)
- Cibolo (35,109)
- Fulshear (34,868)
- Del Rio (34,668)
- Cleburne (34,344)
- Celina (34,268)
- Lufkin (34,251)
- Harker Heights (34,128)
- Deer Park (33,967)
- Canyon Lake (33,883)
- Seguin (33,754)
- West Odessa (32,594)
- Nacogdoches (32,197)
- Forney (31,532)
- Greenville (31,222)
- Southlake (31,137)
- Sachse (30,491)
- Converse (29,607)
- Eagle Pass (28,339)
- Alvin (28,333)
- Lake Jackson (27,974)
- Balch Springs (27,255)
- Fort Hood (26,814)
- Colleyville (26,012)
- Denison (25,778)
- Corsicana (25,511)
- Princeton (25,229)
- Katy (25,184)
- University Park (25,155)
- Kingsville (24,994)
- Saginaw (24,970)
- Paris (24,775)
- Kerrville (24,755)
- San Benito (24,709)
- Fresno (24,560)
- Benbrook (24,557)
- Belton (24,356)
- Anna (24,330)
- Pecan Grove (24,272)
- Cloverleaf (24,063)
- Big Spring (23,975)
- Marshall (23,825)
- Horizon City (23,668)
- Corinth (23,385)
- Watauga (23,233)
- Fate (22,884)
- Ennis (22,588)
- Dickinson (21,753)
- Stephenville (21,682)
- Murphy (21,188)
- Portland (20,543)
- Boerne (20,518)
- Terrell (20,366)
- Alamo (20,255)
- Alton (20,214)
- Universal City (20,189)
- Melissa (20,136)
- Royse City (20,037)
- Angleton (19,972)
- Plainview (19,711)
- Brushy Creek (19,576)
- Crowley (19,532)
- Seagoville (19,352)
- Lakeway (19,307)
- La Marque (19,268)
- Orange (19,177)
- Palestine (19,136)
- Brownwood (18,777)
- Brenham (18,641)
- Steiner Ranch (18,619)
- Cinco Ranch (18,611)
- Manor (18,603)
- Nederland (18,381)
- White Settlement (18,150)
- Glenn Heights (18,096)
Viatical Settlement
- Gainesville (17,883)
- Bay City (17,730)
- Alice (17,707)
- Stafford (17,401)
- Addison (17,290)
- Bellaire (17,206)
- Aldine (17,167)
- Taylor (17,136)
- Red Oak (17,077)
- Groves (16,976)
- Donna (16,833)
- Mercedes (16,733)
- Pampa (16,659)
- Humble (16,521)
- Hewitt (16,432)
- Sulphur Springs (16,401)
- Gatesville (16,228)
- Mount Pleasant (16,136)
- Highland Village (16,101)
- South Houston (16,033)
- Live Oak (15,984)
- Palmview (15,921)
- Buda (15,859)
- Canyon (15,723)
- Uvalde (15,417)
- Rio Grande City (15,396)
- Lockhart (15,326)
- Mineral Wells (15,244)
- West University Place (14,982)
- Hereford (14,840)
- Manvel (14,758)
- Rendon (14,632)
- Hidalgo (14,498)
- Dumas (14,452)
- Jacksonville (14,325)
- Azle (14,126)
- Forest Hill (14,062)
- Lumberton (13,963)
- Seabrook (13,768)
- Trophy Club (13,733)
- Port Neches (13,664)
- Tomball (13,655)
- Wells Branch (13,523)
- Kilgore (13,470)
- Andrews (13,468)
- Beeville (13,412)
- Henderson (13,385)
- Athens (13,200)
- Santa Fe (12,901)
- Iowa Colony (12,891)
- Robinson (12,800)
- Lantana (12,766)
- Richmond (12,582)
- Levelland (12,466)
- Hornsby Bend (12,367)
- Webster (12,366)
- Borger (12,226)
- El Campo (12,202)
- Granbury (12,136)
- Four Corners (11,692)
- Elgin (11,563)
- Roma (11,545)
- Selma (11,503)
- Fort Bliss (11,460)
- Leon Valley (11,446)
- Fredericksburg (11,419)
- Port Lavaca (11,358)
- La Homa (11,285)
- Snyder (11,241)
- Bastrop (11,156)
- Burkburnett (11,059)
- Pleasanton (11,011)
- Fairview (10,783)
- Heath (10,777)
- Fair Oaks Ranch (10,728)
- Clute (10,715)
- Bonham (10,697)
- Rockport (10,683)
- Freeport (10,621)
- Heartland (10,607)
- Scenic Oaks (10,569)
- Bellmead (10,566)
- Sonterra (10,563)
- Galena Park (10,487)
- Sweetwater (10,385)
- Roanoke (10,286)
- Robstown (10,236)
- Raymondville (10,185)
- San Elizario (10,116)
Texas Life Settlement Guides
What Our Clients Say
“I was about to surrender my policy for almost nothing. They connected me with a licensed buyer who paid far more than the insurance company offered. I could not believe the difference. So glad I found them.”
“At 74, I didn't need the coverage anymore. The life settlement gave me cash to enjoy retirement. The process was straightforward and the providers were all licensed and professional.”
“My wife's policy premiums were getting too expensive. Instead of letting it lapse, we sold it for a significant lump sum. The appraisal was free and there was no pressure at all.”
Sell Your Life Insurance Policy in Texas
Texas policyholders: find out what your policy is really worth. Free appraisal from licensed providers.
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