Sell Your Life Insurance Policy in Florida
Florida policyholders can sell their life insurance for more than the surrender value. Licensed life settlement providers, free policy appraisal.
Free Policy Appraisal
Find out what your policy is really worth.
Completely Free • No Obligation
If you own a life insurance policy in Florida that you no longer need, you may be able to sell it for significantly more than the insurance company's cash surrender value. Go Life Settlement connects Florida policyholders with licensed life settlement providers who typically pay 4-8x more.
We serve 345 cities across Florida, including Miami, Tampa, Orlando, Jacksonville, Cape Coral.
Florida regulates life settlement transactions through the Florida Office of Insurance Regulation. All providers in our network are licensed to conduct life settlement transactions in Florida.
Florida requires a 2-year waiting period after policy issuance before the policy can be sold as a life settlement.
Life Settlement Regulations in Florida
Understanding Florida's life settlement regulations can help you make informed decisions about selling your life insurance policy. Here are the key facts:
Regulation Status
Florida regulates life settlement transactions, providing consumer protections for policyholders who sell their policies.
Provider Licensing
Florida requires life settlement providers and brokers to be licensed before purchasing policies from residents.
Waiting Period
Florida requires a 2-year waiting period after policy issuance before it can be sold as a life settlement.
Insurance Department
Life settlement transactions in Florida are overseen by the Florida Office of Insurance Regulation.
Governing Statute
Fla. Stat. ยง 626.9911 et seq.
Go Life Settlement connects you with licensed life settlement providers who understand Florida's regulations and can provide a free, no-obligation policy appraisal.
How It Works
Tell Us About Your Policy
Share your policy type, face value, and basic health information. It takes less than 2 minutes.
Get Matched with Florida Providers
Licensed life settlement providers serving Florida review your policy and provide competitive offers.
Receive Your Cash
Accept the best offer and receive a lump-sum payment - typically 4-8x more than the surrender value.
Why Choose Go Life Settlement
More Than Surrender Value
Life settlement buyers typically pay 4-8x more than the insurance company's cash surrender value.
Licensed Providers
Our network consists of licensed life settlement providers regulated by your state's insurance department.
Free Policy Appraisal
Get a free, no-obligation appraisal of your policy's life settlement value. No cost to you.
Confidential & Secure
Your health and policy information is protected and shared only with licensed buyers.
Serving Nationwide
We connect policyholders with licensed providers across all regulated states.
No Pressure
Compare offers at your own pace. No obligation to accept any offer.
Serving Your Area
Go Life Settlement connects policyholders across Florida with licensed life settlement providers. Free, no-obligation policy appraisal.
Sell Life Insurance Policy in Florida
Life Settlement
- Miami (6,391,670)
- Tampa (2,957,531)
- Orlando (1,948,155)
- Jacksonville (1,335,714)
- Cape Coral (675,797)
- Palm Bay (553,332)
- Port St. Lucie (493,825)
- Kissimmee (470,667)
- Bonita Springs (452,793)
- Pensacola (418,489)
- Winter Haven (300,369)
- Lakeland (290,540)
- St. Petersburg (262,732)
- Tallahassee (260,687)
- Hialeah (226,165)
- Deltona (223,506)
- Gainesville (216,479)
- Ocala (208,245)
- Fort Lauderdale (185,604)
- Spring Hill (181,097)
- Panama City (177,998)
- Pembroke Pines (173,194)
- Leesburg (171,283)
- Hollywood (155,082)
- Miramar (138,600)
- Coral Springs (136,103)
- Lehigh Acres (132,353)
- West Palm Beach (122,290)
- Brandon (119,767)
- Clearwater (117,247)
- Pompano Beach (114,147)
- Riverview (113,697)
- Miami Gardens (113,177)
- Davie (108,346)
- Boca Raton (100,234)
- Palm Coast (98,258)
- Sunrise (97,918)
- Plantation (96,293)
- Fort Myers (95,051)
- Alafaya (92,449)
- St. Augustine (88,385)
- Deerfield Beach (88,093)
- Melbourne (86,576)
- Town 'n' Country (85,928)
- North Port (84,605)
- The Villages (83,498)
- Homestead (82,807)
- Largo (82,617)
- Miami Beach (82,031)
- Boynton Beach (81,435)
- Pine Hills (80,105)
- Kendall (79,562)
- Doral (79,216)
- Daytona Beach (78,992)
- Wesley Chapel (76,011)
- Poinciana (75,068)
- Lauderhill (74,896)
- Tamarac (73,019)
- Weston (68,837)
- Delray Beach (67,979)
- Sebring (67,549)
- Horizon West (67,416)
- Port Charlotte (66,133)
- St. Cloud (65,130)
- Port Orange (64,767)
- Sanford (63,730)
- Wellington (62,146)
- Jupiter (61,883)
- Palm Harbor (61,512)
- Palm Beach Gardens (60,959)
- North Miami (60,344)
- Margate (59,198)
- The Hammocks (58,838)
- Coconut Creek (58,330)
- Apopka (58,232)
- Bradenton (57,014)
- Sarasota (56,970)
- Fountainebleau (55,665)
- Pinellas Park (53,560)
- Kendale Lakes (52,622)
- Westchester (52,032)
- Country Club (51,296)
- Coral Gables (49,802)
- Tamiami (49,752)
- Titusville (49,385)
- Fort Pierce (49,082)
- Ocoee (49,033)
- University (48,127)
- Winter Garden (47,872)
- Clermont (46,853)
- Altamonte Springs (46,116)
- North Lauderdale (45,234)
- Cutler Bay (45,070)
- North Fort Myers (44,993)
- Oakland Park (44,682)
- Greenacres (44,373)
- Ormond Beach (43,976)
- Lakewood Ranch (43,945)
- North Miami Beach (43,898)
- Meadow Woods (42,852)
- Princeton (42,625)
- Hallandale Beach (41,854)
- DeLand (41,611)
- Plant City (40,887)
- The Acreage (40,843)
- Oviedo (40,599)
- Royal Palm Beach (40,344)
- Valrico (40,239)
- Aventura (39,885)
- Navarre (39,838)
- Winter Springs (38,951)
- Land O' Lakes (38,910)
- South Miami Heights (38,766)
- Riviera Beach (38,657)
- Estero (37,858)
Sell Life Insurance Policy
- Parkland (37,178)
- Carrollwood (36,725)
- Lauderdale Lakes (36,404)
- Dunedin (36,062)
- Kendall West (35,912)
- Fruit Cove (35,877)
- Egypt Lake-Leto (35,873)
- Richmond West (35,593)
- Biscayne Gardens (35,472)
- Merritt Island (34,992)
- Cooper City (34,660)
- Haines City (34,234)
- West Little River (33,890)
- Sun City Center (33,548)
- Apollo Beach (33,355)
- East Lake (33,283)
- Buenaventura Lakes (32,682)
- Dania Beach (32,180)
- Lakeside (32,105)
- Lake Magdalene (32,083)
- Oakleaf Plantation (32,070)
- New Smyrna Beach (31,974)
- Miami Lakes (31,553)
- Vero Beach South (30,344)
- Winter Park (30,274)
- Casselberry (30,135)
- Ferry Pass (30,053)
- Ruskin (29,834)
- Fleming Island (29,766)
- Golden Gate (29,234)
- East Lake-Orient Park (29,213)
- Rockledge (29,133)
- Citrus Park (28,804)
- West Melbourne (28,795)
- Crestview (28,773)
- Silver Springs Shores (28,537)
- Ives Estates (28,506)
- Wright (27,927)
- Palm River-Clair Mel (27,844)
- Leisure City (27,808)
- Venice (27,479)
- Nocatee (27,442)
- Palm Springs (27,356)
- Temple Terrace (27,275)
- Lutz (27,106)
- Bellview (26,488)
- Palm City (26,371)
- Immokalee (26,361)
- Pace (26,282)
- Sebastian (26,262)
- Fish Hawk (26,186)
- World Golf Village (26,077)
- South Bradenton (25,990)
- Keystone (25,858)
- Tarpon Springs (25,791)
- Key West (25,720)
- Northdale (25,710)
- Port St. John (25,120)
- Coral Terrace (24,895)
- Liberty Triangle (24,888)
- Westchase (24,885)
- Palmetto Bay (24,639)
- Eustis (24,119)
- Marion Oaks (23,972)
- Wekiwa Springs (23,915)
- Bloomingdale (23,827)
- Bayonet Point (23,822)
- Brent (23,813)
- Ensley (23,760)
- Jacksonville Beach (23,654)
- Edgewater (23,627)
- Jasmine Estates (23,571)
- Oak Ridge (23,364)
- The Crossings (22,963)
- Hialeah Gardens (22,915)
- DeBary (22,869)
- Hunters Creek (22,819)
- Holiday (22,785)
- Sunny Isles Beach (22,437)
- Groveland (22,012)
- Midway (21,317)
- Fort Walton Beach (21,025)
- Florida Ridge (20,889)
- West Pensacola (20,665)
- Lealman (20,567)
- Tavares (20,463)
- Bartow (20,438)
- Punta Gorda (20,278)
- Englewood (20,091)
- Sweetwater (20,085)
- Lynn Haven (20,081)
- Palm Valley (19,796)
- Naples (19,704)
- Zephyrhills (19,668)
- Cocoa (19,554)
- Maitland (19,469)
- Seminole (19,396)
- Glenvar Heights (19,395)
- Country Walk (19,291)
- Ojus (19,198)
- San Carlos Park (19,159)
- Panama City Beach (18,971)
- Bradfordville (18,953)
- Trinity (18,907)
- Gibsonton (18,754)
- Auburndale (18,530)
- Stuart (18,520)
- Pinecrest (18,462)
- Bayshore Gardens (18,131)
- Pinewood (18,114)
- Viera West (17,984)
- Wildwood (17,608)
- South Venice (17,484)
- New Port Richey (17,425)
- Mount Dora (17,278)
Viatical Settlement
- Upper Grand Lagoon (17,232)
- Lake Butler (17,125)
- Vero Beach (17,042)
- Safety Harbor (17,033)
- Belle Glade (16,972)
- Brownsville (16,936)
- Three Lakes (16,888)
- Palmer Ranch (16,867)
- Lake Mary (16,860)
- Lake Wales (16,785)
- Lady Lake (16,675)
- Gladeview (16,655)
- Yulee (16,648)
- Minneola (16,598)
- Niceville (16,544)
- Longwood (16,337)
- Opa-locka (16,282)
- Marco Island (16,205)
- Azalea Park (16,180)
- Palmetto Estates (16,129)
- On Top of the World Designated Place (16,007)
- Warrington (15,918)
- Naranja (15,796)
- Thonotosassa (15,764)
- Homosassa Springs (15,701)
- Myrtle Grove (15,595)
- Lockhart (15,371)
- Forest City (15,312)
- Wimauma (15,266)
- West Park (15,249)
- Fruitville (15,172)
- Elfers (15,006)
- West Lealman (14,944)
- Oldsmar (14,904)
- Key Biscayne (14,791)
- East Milton (14,783)
- Bellair-Meadowbrook Terrace (14,755)
- Gonzalez (14,458)
- Asbury Lake (14,458)
- Goulds (14,425)
- Orange City (14,372)
- Destin (14,077)
- Southchase (13,981)
- Cheval (13,969)
- Lakewood Park (13,866)
- Hobe Sound (13,817)
- Miami Springs (13,726)
- Celebration (13,667)
- Villas (13,644)
- Iona (13,631)
- Palmetto (13,588)
- South Daytona (13,543)
- Sunset (13,535)
- Pasadena Hills (13,505)
- Callaway (13,496)
- Fernandina Beach (13,420)
- Atlantic Beach (13,363)
- Highland City (13,276)
- Mango (13,242)
- Davenport (13,238)
- North Palm Beach (13,238)
- Holly Hill (13,084)
- Cypress Lake (13,032)
- Key Largo (13,026)
- Doctor Phillips (12,984)
- Jupiter Farms (12,945)
- Florida City (12,943)
- Conway (12,928)
- Goldenrod (12,878)
- Sarasota Springs (12,611)
- Viera East (12,570)
- Jensen Beach (12,531)
- Lake City (12,515)
- Olympia Heights (12,399)
- South Miami (12,277)
- Lantana (12,256)
- Citrus Springs (12,215)
- Westview (12,107)
- Lakeland Highlands (12,102)
- Shady Hills (11,983)
- New Port Richey East (11,939)
- Fairview Shores (11,844)
- Miami Shores (11,752)
- Laurel (11,741)
- Gulfport (11,734)
- Middleburg (11,644)
- Wilton Manors (11,511)
- Cocoa Beach (11,377)
- Satellite Beach (11,313)
- Hudson (11,254)
- Port Salerno (11,184)
- Gateway (11,176)
- West Perrine (11,162)
- Medulla (10,985)
- Sugarmill Woods (10,782)
- Pine Ridge (10,762)
- Alachua (10,743)
- Milton (10,733)
- Palatka (10,650)
- Union Park (10,615)
- Lighthouse Point (10,600)
- Westwood Lakes (10,553)
- Bithlo (10,486)
- West Vero Corridor (10,461)
- Progress Village (10,450)
- Pebble Creek (10,447)
- Pine Castle (10,371)
- Rotonda (10,352)
- Bee Ridge (10,334)
- Bardmoor (10,292)
- Fuller Heights (10,083)
- Cypress Gardens (10,077)
- Avon Park (10,057)
- Green Cove Springs (10,044)
- Cape Canaveral (10,006)
Florida Life Settlement Guides
What Our Clients Say
“I was about to surrender my policy for almost nothing. They connected me with a licensed buyer who paid far more than the insurance company offered. I could not believe the difference. So glad I found them.”
“At 74, I didn't need the coverage anymore. The life settlement gave me cash to enjoy retirement. The process was straightforward and the providers were all licensed and professional.”
“My wife's policy premiums were getting too expensive. Instead of letting it lapse, we sold it for a significant lump sum. The appraisal was free and there was no pressure at all.”
Sell Your Life Insurance Policy in Florida
Florida policyholders: find out what your policy is really worth. Free appraisal from licensed providers.
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