Sell Your Life Insurance Policy in California
California policyholders can sell their life insurance for more than the surrender value. Licensed life settlement providers, free policy appraisal.
Free Policy Appraisal
Find out what your policy is really worth.
Completely Free • No Obligation
If you own a life insurance policy in California that you no longer need, you may be able to sell it for significantly more than the insurance company's cash surrender value. Go Life Settlement connects California policyholders with licensed life settlement providers who typically pay 4-8x more.
We serve 498 cities across California, including Los Angeles, San Francisco, San Diego, Riverside, Sacramento.
California regulates life settlement transactions through the California Department of Insurance. All providers in our network are licensed to conduct life settlement transactions in California.
California requires a 2-year waiting period after policy issuance before the policy can be sold as a life settlement.
Life Settlement Regulations in California
Understanding California's life settlement regulations can help you make informed decisions about selling your life insurance policy. Here are the key facts:
Regulation Status
California regulates life settlement transactions, providing consumer protections for policyholders who sell their policies.
Provider Licensing
California requires life settlement providers and brokers to be licensed before purchasing policies from residents.
Waiting Period
California requires a 2-year waiting period after policy issuance before it can be sold as a life settlement.
Insurance Department
Life settlement transactions in California are overseen by the California Department of Insurance.
Governing Statute
Cal. Ins. Code § 10113.1 et seq.
Go Life Settlement connects you with licensed life settlement providers who understand California's regulations and can provide a free, no-obligation policy appraisal.
How It Works
Tell Us About Your Policy
Share your policy type, face value, and basic health information. It takes less than 2 minutes.
Get Matched with California Providers
Licensed life settlement providers serving California review your policy and provide competitive offers.
Receive Your Cash
Accept the best offer and receive a lump-sum payment - typically 4-8x more than the surrender value.
Why Choose Go Life Settlement
More Than Surrender Value
Life settlement buyers typically pay 4-8x more than the insurance company's cash surrender value.
Licensed Providers
Our network consists of licensed life settlement providers regulated by your state's insurance department.
Free Policy Appraisal
Get a free, no-obligation appraisal of your policy's life settlement value. No cost to you.
Confidential & Secure
Your health and policy information is protected and shared only with licensed buyers.
Serving Nationwide
We connect policyholders with licensed providers across all regulated states.
No Pressure
Compare offers at your own pace. No obligation to accept any offer.
Serving Your Area
Go Life Settlement connects policyholders across California with licensed life settlement providers. Free, no-obligation policy appraisal.
Sell Life Insurance Policy in California
Life Settlement
- Los Angeles (11,984,083)
- San Francisco (3,417,736)
- San Diego (3,064,435)
- Riverside (2,333,040)
- Sacramento (1,975,489)
- San Jose (1,827,643)
- Fresno (732,197)
- Mission Viejo (647,990)
- Bakersfield (566,351)
- Concord (531,305)
- Long Beach (455,548)
- Oakland (439,418)
- Stockton (410,053)
- Oxnard (369,935)
- Indio (366,757)
- Victorville (362,549)
- Modesto (359,115)
- Anaheim (344,521)
- Antioch (335,183)
- Santa Ana (312,534)
- Irvine (311,690)
- Santa Rosa (292,251)
- Chula Vista (276,375)
- Santa Clarita (270,147)
- Fremont (228,295)
- San Bernardino (222,724)
- Fontana (214,169)
- Moreno Valley (211,666)
- Thousand Oaks (207,637)
- Santa Barbara (202,039)
- Huntington Beach (195,240)
- Glendale (190,748)
- Hemet (185,006)
- Ontario (180,547)
- Elk Grove (179,155)
- Rancho Cucamonga (175,411)
- Salinas (173,715)
- Vallejo (172,800)
- Oceanside (172,242)
- Garden Grove (170,964)
- Lancaster (169,169)
- Visalia (167,944)
- Palmdale (164,634)
- Santa Cruz (163,368)
- Merced (159,942)
- Corona (159,670)
- Hayward (158,801)
- Roseville (155,955)
- Sunnyvale (154,236)
- Fairfield (151,672)
- Escondido (149,668)
- Pomona (147,943)
- Santa Maria (144,941)
- Torrance (142,130)
- Fullerton (140,968)
- Orange (138,266)
- Pasadena (136,969)
- Van Nuys (136,443)
- Santa Clara (130,256)
- Simi Valley (127,125)
- Clovis (124,725)
- Yuba City (124,653)
- Seaside (124,566)
- Berkeley (120,257)
- Redding (117,275)
- Gilroy (116,882)
- Richmond (115,505)
- Carlsbad (114,373)
- Murrieta (112,064)
- East Los Angeles (111,647)
- Temecula (111,167)
- Downey (110,939)
- Costa Mesa (110,330)
- Menifee (110,305)
- San Buenaventura (109,857)
- Chico (108,267)
- West Covina (107,037)
- Jurupa Valley (107,011)
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- Manteca (94,158)
- Carson (92,871)
- Compton (92,698)
- Chino (92,652)
- South Gate (91,483)
- Santa Monica (91,169)
- Westminster (89,860)
- San Leandro (87,826)
- Citrus Heights (86,995)
- Lake Forest (86,281)
- Whittier (86,165)
- San Ramon (85,993)
- Livermore (85,522)
- Hawthorne (85,191)
- Folsom (83,916)
- Newport Beach (83,845)
- Mountain View (83,732)
- Madera (83,104)
- Buena Park (82,871)
- Redwood City (82,447)
- Napa (82,103)
- Rancho Cordova (81,849)
- Alhambra (81,022)
- Perris (80,511)
- Lakewood (79,850)
- Turlock (79,611)
- Upland (79,257)
- Tustin (78,981)
- Milpitas (78,578)
- Chino Hills (77,927)
- Davis (77,858)
- Alameda (77,238)
- Pleasanton (76,960)
- Carmichael (76,948)
- Camarillo (76,945)
- Bellflower (76,819)
- Pittsburg (76,257)
- Apple Valley (75,473)
- Lodi (75,044)
- Redlands (73,375)
- Rocklin (73,327)
- Lake Elsinore (72,461)
- Tulare (70,945)
- Dublin (70,803)
- Eastvale (70,633)
- Baldwin Park (70,138)
- Walnut Creek (70,088)
- Porterville (69,819)
- Redondo Beach (69,291)
- Watsonville (69,089)
- Hanford (68,594)
- Union City (67,464)
- El Paso de Robles (67,346)
- Palo Alto (67,237)
- Yorba Linda (67,170)
- Brentwood (65,208)
- Castro Valley (65,001)
- Lynwood (64,578)
- South San Francisco (64,305)
- Laguna Niguel (64,139)
- San Clemente (63,273)
- La Habra (61,970)
- Woodland (61,854)
- Encinitas (61,480)
- Montebello (61,045)
- La Mesa (60,797)
- Florence-Graham (60,690)
- San Rafael (60,433)
- Pico Rivera (60,272)
- Gardena (59,422)
- Santee (59,332)
- Petaluma (59,247)
- Monterey Park (59,132)
- National City (58,893)
Sell Life Insurance Policy
- Cupertino (58,566)
- Highland (56,675)
- Beaumont (56,266)
- Fountain Valley (56,258)
- South Whittier (55,650)
- San Jacinto (55,180)
- Arcadia (55,170)
- West Sacramento (54,927)
- Yucaipa (54,421)
- Hacienda Heights (54,291)
- Colton (53,772)
- Diamond Bar (53,355)
- Huntington Park (53,108)
- Lincoln (52,956)
- Placentia (52,826)
- Novato (52,546)
- Cathedral City (52,267)
- Paramount (52,050)
- Palm Desert (51,990)
- Delano (51,679)
- Aliso Viejo (51,113)
- El Dorado Hills (51,026)
- Glendora (50,926)
- Florin (50,211)
- Rosemead (50,013)
- Covina (49,888)
- Cypress (49,498)
- Ceres (49,342)
- Azusa (49,031)
- Poway (48,713)
- San Luis Obispo (48,491)
- Antelope (48,301)
- North Highlands (47,957)
- Cerritos (47,867)
- Los Banos (47,593)
- Brea (47,469)
- La Mirada (47,180)
- Rancho Santa Margarita (46,990)
- Newark (46,903)
- Rowland Heights (45,911)
- Morgan Hill (45,425)
- French Valley (45,269)
- Oakley (45,183)
- Palm Springs (45,070)
- Rohnert Park (44,575)
- El Centro (44,240)
- Hollister (43,811)
- Vineyard (43,751)
- Lompoc (43,646)
- Danville (43,401)
- Coachella (43,307)
- Campbell (42,781)
- San Bruno (42,307)
- Altadena (41,705)
- Rancho Palos Verdes (40,864)
- Culver City (39,931)
- Stanton (39,402)
- La Quinta (38,707)
- Calexico (38,585)
- San Gabriel (38,392)
- Bell Gardens (38,229)
- Adelanto (37,964)
- Montclair (37,810)
- Monrovia (37,571)
- Wildomar (37,277)
- Pacifica (37,261)
- La Puente (37,142)
- Martinez (36,903)
- Claremont (36,595)
- Foothill Farms (36,435)
- Orangevale (35,958)
- Moorpark (35,854)
- Temple City (35,430)
- San Juan Capistrano (35,095)
- Lathrop (35,052)
- La Presa (34,962)
- West Hollywood (34,884)
- Oildale (34,687)
- Pleasant Hill (34,235)
- Manhattan Beach (34,210)
- Westmont (34,123)
- San Dimas (33,789)
- Desert Hot Springs (33,200)
- Fair Oaks (32,799)
- Foster City (32,792)
- Dana Point (32,790)
- Los Gatos (32,786)
- Menlo Park (32,727)
- Goleta (32,685)
- Bell (32,476)
- Atwater (32,162)
- Fallbrook (32,112)
- Spring Valley (31,969)
- San Pablo (31,720)
- Beverly Hills (31,624)
- Orcutt (31,454)
- Santa Paula (31,376)
- Banning (31,093)
- Lawndale (30,781)
- Laguna Hills (30,740)
- Los Altos (30,698)
- La Verne (30,600)
- Burlingame (30,525)
- Saratoga (30,319)
- Temescal Valley (30,069)
- Atascadero (29,712)
- San Carlos (29,614)
- Monterey (29,613)
- Suisun City (29,286)
- San Lorenzo (29,171)
- East Palo Alto (29,069)
- East Niles (28,532)
- Eastern Goleta Valley (28,295)
- Ridgecrest (28,225)
- Lemon Grove (27,686)
- Walnut (27,611)
- Twentynine Palms (27,355)
- Belmont (27,337)
- Brawley (27,283)
- Lemoore (27,102)
- Benicia (26,749)
- Sanger (26,699)
- Wasco (26,558)
- Soledad (26,365)
- Hercules (26,302)
- Windsor (26,081)
- South Pasadena (26,068)
- Eureka (26,010)
- El Cerrito (25,994)
- Galt (25,962)
- North Tustin (25,807)
- Imperial Beach (25,764)
- Bloomington (25,698)
- West Whittier-Los Nietos (25,615)
- Reedley (25,609)
- Mountain House (25,513)
- Dinuba (25,475)
- Lafayette (25,285)
- Riverbank (25,166)
- Loma Linda (25,122)
- Barstow (25,100)
- Norco (25,054)
- Seal Beach (24,722)
- Patterson (24,693)
- Selma (24,659)
- Maywood (24,317)
- Bay Point (24,231)
- Linda (23,871)
- Ladera Ranch (23,793)
- Rosemont (23,766)
- San Fernando (23,632)
- East San Gabriel (23,410)
- West Rancho Dominguez (23,300)
- Oakdale (23,194)
- Laguna Beach (22,710)
- Millbrae (22,689)
- Calabasas (22,669)
- Ramona (22,634)
- Marina (22,563)
- West Puente Valley (22,495)
- Corcoran (22,491)
- Lakeside (22,447)
- Ashland (22,210)
- Duarte (22,184)
- West Carson (22,143)
- Winter Gardens (22,131)
Viatical Settlement
- Cudahy (22,087)
- Yucca Valley (21,770)
- American Canyon (21,691)
- Willowbrook (21,681)
- Granite Bay (21,673)
- Port Hueneme (21,582)
- Rosamond (21,473)
- Imperial (21,430)
- Rancho San Diego (21,272)
- South Lake Tahoe (21,269)
- Shafter (21,193)
- Stevenson Ranch (20,990)
- Valinda (20,962)
- East Hemet (20,257)
- Greenfield (20,232)
- Lomita (20,225)
- La Cañada Flintridge (19,935)
- Casa de Oro-Mount Helix (19,765)
- Oroville (19,752)
- Prunedale (19,723)
- Agoura Hills (19,721)
- Dixon (19,683)
- La Crescenta-Montrose (19,660)
- Arvin (19,539)
- Orinda (19,514)
- Lennox (19,449)
- Albany (19,414)
- South El Monte (19,287)
- Mead Valley (19,286)
- Hermosa Beach (19,063)
- Chowchilla (19,020)
- Coronado (19,015)
- Rosedale (18,877)
- Santa Fe Springs (18,871)
- Pinole (18,761)
- Stanford (18,662)
- Arcata (18,607)
- Valle Vista (18,602)
- Phelan (18,496)
- Olivehurst (18,444)
- Arroyo Grande (18,372)
- Cameron Park (18,315)
- Castaic (17,999)
- Rancho Mirage (17,563)
- Nipomo (17,516)
- Blythe (17,396)
- Woodcrest (17,368)
- Laguna Woods (17,289)
- Coalinga (17,203)
- McKinleyville (17,113)
- Truckee (17,066)
- Live Oak (16,911)
- South San Jose Hills (16,911)
- Fillmore (16,816)
- Kerman (16,815)
- El Segundo (16,769)
- Moraga (16,769)
- Bostonia (16,765)
- Clearlake (16,659)
- Rio Linda (16,335)
- Ukiah (16,304)
- Ripon (16,201)
- Artesia (15,889)
- Camp Pendleton South (15,766)
- Parkway (15,397)
- Vincent (15,340)
- Lemon Hill (15,312)
- La Palma (15,272)
- Coto de Caza (15,190)
- Alpine (15,180)
- Walnut Park (14,958)
- Pacific Grove (14,951)
- Discovery Bay (14,911)
- Livingston (14,606)
- East Rancho Dominguez (14,603)
- Red Bluff (14,549)
- Parlier (14,507)
- Alamo (14,488)
- California City (14,414)
- McFarland (14,222)
- Susanville (14,177)
- Los Osos (14,166)
- Cherryland (14,143)
- Grass Valley (14,113)
- Mill Valley (14,012)
- Isla Vista (13,920)
- Salida (13,900)
- Auburn (13,768)
- Oak Park (13,757)
- Hawaiian Gardens (13,691)
- Avenal (13,608)
- King City (13,604)
- North Auburn (13,480)
- Lamont (13,164)
- El Sobrante (13,129)
- North Fair Oaks (13,100)
- Emeryville (13,081)
- Grand Terrace (13,078)
- Lake Los Angeles (13,051)
- Carpinteria (13,036)
- Palos Verdes Estates (12,925)
- Larkspur (12,854)
- Solana Beach (12,823)
- Kingsburg (12,755)
- Marysville (12,726)
- San Anselmo (12,679)
- Bonita (12,652)
- Lindsay (12,643)
- Grover Beach (12,604)
- Avocado Heights (12,593)
- Mendota (12,577)
- Fortuna (12,326)
- Newman (12,316)
- Lakeland Village (12,236)
- San Marino (12,216)
- University of California-Santa Barbara (12,121)
- Tamalpais-Homestead Valley (12,085)
- Scotts Valley (12,044)
- Muscoy (12,025)
- Commerce (11,993)
- Rancho Mission Viejo (11,971)
- Tehachapi (11,946)
- Winton (11,797)
- Los Alamitos (11,794)
- Rossmoor (11,532)
- Quartz Hill (11,510)
- La Riviera (11,492)
- Signal Hill (11,468)
- Big Bear City (11,431)
- Half Moon Bay (11,391)
- Anderson (11,255)
- Healdsburg (11,243)
- View Park-Windsor Hills (11,230)
- Canyon Lake (11,119)
- Valley Center (11,119)
- Del Aire (11,115)
- Hillsborough (11,099)
- East Bakersfield (11,062)
- Sun Village (11,036)
- Delhi (11,009)
- Piedmont (10,945)
- Sierra Madre (10,940)
- Clayton (10,937)
- Diamond Springs (10,927)
- Citrus (10,904)
- Calimesa (10,902)
- Placerville (10,762)
- Fairview (10,745)
- Morro Bay (10,692)
- Soquel (10,679)
- Sonoma (10,670)
- Garden Acres (10,667)
- Lake Arrowhead (10,639)
- Hillcrest (10,511)
- Home Gardens (10,506)
- Alum Rock (10,440)
- Malibu (10,421)
- Farmersville (10,397)
- Shasta Lake (10,311)
- Exeter (10,258)
- San Diego Country Estates (10,223)
- Country Club (10,161)
- Potomac Park (10,138)
- Blackhawk (10,137)
- Rio Vista (10,102)
- Corte Madera (10,077)
California Life Settlement Guides
What Our Clients Say
“I was about to surrender my policy for almost nothing. They connected me with a licensed buyer who paid far more than the insurance company offered. I could not believe the difference. So glad I found them.”
“At 74, I didn't need the coverage anymore. The life settlement gave me cash to enjoy retirement. The process was straightforward and the providers were all licensed and professional.”
“My wife's policy premiums were getting too expensive. Instead of letting it lapse, we sold it for a significant lump sum. The appraisal was free and there was no pressure at all.”
Sell Your Life Insurance Policy in California
California policyholders: find out what your policy is really worth. Free appraisal from licensed providers.
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